Prism Pay Payment Gateway
Prism Pay is Card Processing Consultants proprietary gateway. The Prism Pay Payment Gateway is a secure Internet channel between merchant businesses and the credit card and electronic check payment processing networks. We provide merchants with a fast, reliable and secure passage for transaction data and we manage the complex routing of payment information to the appropriate credit card processors.
The Prism Pay Payment Gateway is available to merchants 24 hours a day, everyday. The payment gateway offers many features and options that can be tailored to specific merchants. Our expertise in payment processing assures merchants they are receiving the best possible service and pricing.
What happens when a transaction is submitted to the Prism Pay.com Payment Gateway?
Transaction information is collected with either a form that captures the necessary customer information (name, credit card number, etc.) from a merchant’s own secure transaction page, or via a page hosted on the Prism Pay secure server, for the customer to fill out.
The customer’s information is encrypted using 40 or 128-bit Secure Socket Layer technology and sent to an Prism Pay transaction server. The server sends the data through the authorization network to the appropriate card issuer's bank, using a secure, proprietary connection. When the authorization process is complete -- this takes around five seconds -- the customer receives an approval or decline response and the Prism Pay server stores the transaction. Transactions are automatically settled each day and are typically funded within two to three business days.
Merchants can check the status of transactions or run reports on past activity by going to the Prism Pay Web site and logging on to their own password-protected Prism Pay site. Online businesses also can use the Prism Pay Virtual Terminal to enter payment information manually if customers prefer to call in their credit card information.